[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bittova.cz\/americka-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.bittova.cz\/americka-hypoteka\/","headline":"Americk\u00e1 hypot\u00e9ka","name":"Americk\u00e1 hypot\u00e9ka","description":"Jdete do banky za n\u011bjak\u00fdm \u00fa\u010delem? Chcete si p\u016fj\u010dit pen\u00edze na rekonstrukci, nebo pot\u0159ebujete koupit nemovitost, byt \u010di d\u016fm? V jin\u00fdch p\u0159\u00edpadech se m\u016f\u017eeme setkat &hellip; <span class=\"read-more-link\"><a class=\"read-more\" href=\"https:\/\/www.bittova.cz\/americka-hypoteka\/\">\u010c\u00edst d\u00e1le &rsaquo;<\/a><\/span>","datePublished":"2018-05-05","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.bittova.cz\/author\/#Person","name":"bittova.cz\n","url":"https:\/\/www.bittova.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bittova.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bittova.cz\/wp-content\/uploads\/img_a318172_w2583_t1528908847.jpg","url":"https:\/\/www.bittova.cz\/wp-content\/uploads\/img_a318172_w2583_t1528908847.jpg","height":0,"width":0},"url":"https:\/\/www.bittova.cz\/americka-hypoteka\/","about":["Finance"],"wordCount":457,"articleBody":"        Jdete do banky za n\u011bjak\u00fdm \u00fa\u010delem? Chcete si p\u016fj\u010dit pen\u00edze na rekonstrukci, nebo pot\u0159ebujete koupit nemovitost, byt \u010di d\u016fm? V jin\u00fdch p\u0159\u00edpadech se m\u016f\u017eeme setkat nap\u0159\u00edklad s vyplacen\u00edm sourozence. V\u0161echny tyto a mnoh\u00e9 dal\u0161\u00ed situace vedou k tomu, aby na\u0161e kroky n\u00e1sledn\u011b zam\u00ed\u0159ili pr\u00e1v\u011b do banky pro n\u011bjakou p\u016fj\u010dku. Konkr\u00e9tn\u011b v t\u011bchto p\u0159\u00edpadech se jedn\u00e1 o \u00fa\u010delovou p\u016fj\u010dku s pom\u011brn\u00fdm \u00farokem kolem 2,7% p.a. Ka\u017ed\u00fd jist\u011b v\u00ed, \u017ee kdy\u017e pot\u0159ebuje pen\u00edze, mus\u00ed pro n\u011b do banky, jenom\u017ee na to, abyste \u00fav\u011br v bance dostali a byl v\u00e1m poskytnut, pot\u0159ebujete b\u00fdt pro banku bonitn\u00ed klient. Co to znamen\u00e1? \u017de mus\u00edte m\u00edt \u010dist\u00e9 registry, nesm\u00edte b\u00fdt zaps\u00e1ni ani v bankovn\u00edm ani v nebankovn\u00edm registru dlu\u017en\u00edk\u016f, mus\u00edte m\u00edt dostate\u010dn\u011b vysok\u00fd p\u0159\u00edjem a dok\u00e1zat, \u017ee dok\u00e1\u017eete spl\u00e1cet, mus\u00edte m\u00edt ten spr\u00e1vn\u00fd v\u011bk, proto\u017ee nap\u0159\u00edklad v pozd\u011bj\u0161\u00edm v\u011bku je to trochu probl\u00e9m, banky v\u00e1m u\u017e nep\u016fj\u010d\u00ed na dobu 30 let, ale na krat\u0161\u00ed, a v neposledn\u00ed \u0159ad\u011b se budou pt\u00e1t na mnoho dal\u0161\u00edch soukrom\u00fdch i ve\u0159ejn\u00fdch informac\u00ed, kter\u00e9 se t\u00fdkaj\u00ed va\u0161eho v\u00fdd\u011blku, va\u0161ich dal\u0161\u00edch dluh\u016f a podobn\u011b. V registru dlu\u017en\u00edk\u016f m\u016f\u017eete b\u00fdt zaps\u00e1ni velice snadno. Sta\u010d\u00ed nezaplatit jednu spl\u00e1tku v\u010das, nebo se opozdit s platbou slo\u017eenky \u010di faktury. N\u00e1sledn\u011b jste na n\u011bjakou dobu zaps\u00e1ni v registru dlu\u017en\u00edk\u016f. Kdo m\u00e1 z\u00e1znam, tak u\u017e rozhodn\u011b nen\u00ed bonitn\u00ed a pokud opravdu z\u00e1znam bohu\u017eel m\u00e1te, tak v\u00e1m banka zkr\u00e1tka pen\u00edze nikdy neposkytne.   Zkoum\u00e1 se opravdu v\u0161echno i to, jestli jste n\u011bkdy byli na \u00fa\u010dtu v m\u00ednusu.    S n\u00e1mi je to jin\u00e9 U n\u00e1s naleznete individu\u00e1ln\u00ed p\u0159\u00edstup. Prioritou je, abyste dok\u00e1zali spl\u00e1cet. Nic jin\u00e9ho se \u0159e\u0161it nemus\u00ed. Jakmile m\u00e1te finance pod kontrolou, nic v\u00e1m nebr\u00e1n\u00ed, abyste si u n\u00e1s \u00fav\u011br vzali a \u0159\u00e1dn\u011b jej spl\u00e1celi. M\u011bs\u00ed\u010dn\u00ed spl\u00e1tku v\u00e1m dok\u00e1\u017eeme nastavit tak\u00e9 individu\u00e1ln\u011b a to podle va\u0161ich pot\u0159eb. Nepot\u0159ebujeme, abyste se dostali do je\u0161t\u011b hor\u0161\u00ed situace. Americk\u00e1 nebankovn\u00ed hypot\u00e9ka vy\u0159e\u0161\u00ed va\u0161e probl\u00e9my.A co z\u00edsk\u00e1te?  A\u017e 70% odhadn\u00ed ceny nemovitosti. Dobu splatnosti a\u017e na 30 let. Jednoduch\u00e9 vy\u0159\u00edzen\u00ed a \u017e\u00e1dn\u00e9 poplatky p\u0159edem. Garance zaji\u0161t\u011bn\u00ed nejni\u017e\u0161\u00edch spl\u00e1tek.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Americk\u00e1 hypot\u00e9ka","item":"https:\/\/www.bittova.cz\/americka-hypoteka\/#breadcrumbitem"}]}]