[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bittova.cz\/lide-si-casto-neuvedomuji-jak-moc-je-dluhy-mohou-zadluzit-jeste-vice\/#Article","mainEntityOfPage":"https:\/\/www.bittova.cz\/lide-si-casto-neuvedomuji-jak-moc-je-dluhy-mohou-zadluzit-jeste-vice\/","headline":"Lid\u00e9 si \u010dasto neuv\u011bdomuj\u00ed, jak moc je dluhy mohou \u201ezadlu\u017eit\u201c je\u0161t\u011b v\u00edce","name":"Lid\u00e9 si \u010dasto neuv\u011bdomuj\u00ed, jak moc je dluhy mohou \u201ezadlu\u017eit\u201c je\u0161t\u011b v\u00edce","description":"U\u017e n\u011bkolikr\u00e1t se psalo o tom, jak je nutn\u00e9 platit sv\u00e9 dluhy v\u010das a \u0159\u00e1dn\u011b, jinak \u017ee naskakuj\u00ed poplatky a \u00faroky, se kter\u00fdmi \u010dlov\u011bk nepo\u010d\u00edt\u00e1 &hellip; <span class=\"read-more-link\"><a class=\"read-more\" href=\"https:\/\/www.bittova.cz\/lide-si-casto-neuvedomuji-jak-moc-je-dluhy-mohou-zadluzit-jeste-vice\/\">\u010c\u00edst d\u00e1le &rsaquo;<\/a><\/span>","datePublished":"2018-09-25","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.bittova.cz\/author\/#Person","name":"bittova.cz\n","url":"https:\/\/www.bittova.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bittova.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bittova.cz\/wp-content\/uploads\/img_a324572_w2017_t1536438671.jpg","url":"https:\/\/www.bittova.cz\/wp-content\/uploads\/img_a324572_w2017_t1536438671.jpg","height":0,"width":0},"url":"https:\/\/www.bittova.cz\/lide-si-casto-neuvedomuji-jak-moc-je-dluhy-mohou-zadluzit-jeste-vice\/","about":["Finance"],"wordCount":450,"articleBody":"U\u017e n\u011bkolikr\u00e1t se psalo o tom, jak je nutn\u00e9 platit sv\u00e9 dluhy v\u010das a \u0159\u00e1dn\u011b, jinak \u017ee naskakuj\u00ed poplatky a \u00faroky, se kter\u00fdmi \u010dlov\u011bk nepo\u010d\u00edt\u00e1 a ani po\u010d\u00edtat nechce. V\u017edycky se m\u016f\u017ee naskytnout n\u011bjak\u00e1 situace \u010di ud\u00e1lost, kter\u00e1 v\u00e1m v\u00a0tom m\u016f\u017ee zabr\u00e1nit, to nikdo nepop\u00edr\u00e1. Pokud je v\u011b\u0159itel seri\u00f3zn\u00ed, v\u017edycky se s\u00a0v\u00e1mi r\u00e1d domluv\u00ed, abyste si mohli vy\u0159e\u0161it svoje z\u00e1le\u017eitosti \u2013 proto\u017ee pro n\u011bj je prim\u00e1rn\u00ed dostat sv\u00e9 pen\u00edze zp\u00e1tky a ne v\u00e1s zadlu\u017eovat \u010d\u00edm d\u00e1l v\u00edce, abyste nesplatili u\u017e v\u016fbec nic. Pokud toti\u017e dlu\u017en\u00edk skon\u010d\u00ed n\u011bkde v\u00a0insolvenci, vr\u00e1t\u00ed se v\u011b\u0159iteli naprost\u00e9 minimum a o n\u011bjak\u00e9m zisku si m\u016f\u017ee nechat leda zd\u00e1t.\tN\u011bkdy je nutn\u00e9 p\u016fj\u010dit si znova, nen\u00ed to v\u0161ak to nejvhodn\u011bj\u0161\u00edMo\u017en\u00e1 nastane takov\u00e1 situace, kdy je t\u0159eba si p\u016fj\u010dit proto, abyste mohli splatit p\u0159ede\u0161l\u00e9 dluhy. Nov\u00e1 p\u016fj\u010dka m\u016f\u017ee b\u00fdt v\u00fdhodn\u011bj\u0161\u00ed, m\u016f\u017ee m\u00edt lep\u0161\u00ed podm\u00ednky, m\u016f\u017ee se v\u00edce vyplatit. Pro\u010d bychom to tak\u00e9 neud\u011blali, \u017ee ano? Takov\u00fd krok se v\u0161ak m\u016f\u017ee st\u00e1t osudn\u00fdm \u2013 v\u017edycky je to jenom do\u010dasn\u00e9 \u0159e\u0161en\u00ed a jednou ty pen\u00edze budete muset splatit. Proto je nesm\u00edrn\u011b kritick\u00e9 sepsat si v\u0161echny plus a m\u00ednus, sepsat si rozpo\u010det rodiny \u010di jenom v\u00e1\u0161 a ud\u011blat si ve v\u0161em jasno. Zvl\u00e1dnu je\u0161t\u011b p\u00e1r let spl\u00e1cet to a to? Pot\u0159ebuju vym\u011bnit pr\u00e1ci za l\u00e9pe placenou? Je nutn\u00e9 to a to. A a\u017e potom se rozhodn\u011bte, jestli se dal\u0161\u00ed p\u016fj\u010dka vyplat\u00ed \u010di ne.\u00a0N\u011bkdy si opravdu ka\u017ed\u00fd m\u016f\u017ee p\u0159ij\u00edt na sv\u00e9 i u nebankovn\u00edch spole\u010dnost\u00ed. Mus\u00edte si v\u0161ak d\u00e1vat pozor, aby to byly firmy, kter\u00e9 jsou seri\u00f3zn\u00ed a maj\u00ed hlavn\u011b n\u011bjakou dobrou historii a spokojenou klientelu. Vyhn\u011bte se pochybn\u00fdm p\u016fj\u010dk\u00e1m a \u00farok\u016fm, v\u017edycky volte i podle ostatn\u00edch. Pokud m\u00e1te mo\u017enost, v\u017edycky se pora\u010fte s\u00a0n\u011bk\u00fdm, kdo ve financ\u00edch chod\u00ed dnes i denn\u011b. Takov\u00fdch lid\u00ed a spole\u010dnost\u00ed je spoustu, a\u0165 u\u017e je to charita nebo n\u011bjak\u00e1 neziskovka. A v\u016fbec se nemus\u00edte styd\u011bt, v\u017edycky se m\u016f\u017ee ka\u017ed\u00fd \u010dlov\u011bk ocitnout v\u00a0takov\u00e9 krizi, \u017ee pot\u0159ebuje i odborn\u011bj\u0161\u00edho n\u00e1zoru.                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Lid\u00e9 si \u010dasto neuv\u011bdomuj\u00ed, jak moc je dluhy mohou \u201ezadlu\u017eit\u201c je\u0161t\u011b v\u00edce","item":"https:\/\/www.bittova.cz\/lide-si-casto-neuvedomuji-jak-moc-je-dluhy-mohou-zadluzit-jeste-vice\/#breadcrumbitem"}]}]